Do you have to travel by plane soon? If so, are you a pet owner who needs to bring your pet? While most of us leave our pets at home, perhaps your intention or purpose of the trip is not to move, rather than to have a nice vacation. …

Ascending spread is an alternative spread system where the options broker buys a certain number of options and at the same time sells an equal number of options of a similar class, fundamental value, same expiration date, but at the same time. Cost of the alternative exercise. Vertical spreads limit…

The Side Story… Rewind and Watch — Three decades ago, when I started my career, I was excited, but it was also intimidating, because we are all afraid of a new job. No matter what role you find yourself in, that diminishing fear informs you that you won’t know anyone, the culture of the organization, the dynamics…

Ah, it’s good to be home and finally get back into the routine. As part of that routine, I have read hundreds of emails, including quite a few questions from readers. “I am 25 years old and starting to get serious about personal finances. I am in graduate school and…

The cost of not improving: your life. Through tens of thousands of inquiries, our team has been concerned about the cost of services. We understand. The potential customer generally doesn’t. That’s because most think of self-improvement as an add-on. If that were the case, we would agree. In fact, that…

Debt is Expensive. Increases stress and anxiety levels. It keeps you emotionally tied to the people you owe financially to. And it comes with huge financial costs. When paying off your credit card debt of about 24% on an annual basis, keep in mind that this debt will cost you much more than…

Introduction: Infrastructure comprises such activities as (i) transport, (ii) communications, (iii) energy, (iv) intermediate goods output, (v) increasing productivity of natural resources, such as irrigation, drainage, afforestation, etc., (vi) science and technology, (vii) information system, (viii) finance and banking, (ix) piped water supply, sanitation and sewerage, solid waste collection and…

Beauty can mean different things to different people. For some, life is full of beauties and surprises. For others, it will mean that life is good. Yet others will interpret it as meaning that life is aesthetically pleasing. Beauty includes everything that promotes a healthy and happy life, everything that…

As social creatures, we enjoy and need relationships. Relationships fulfill our need to love and be loved and to feel accepted by others. Our relationships also enrich lives as we discover how others see the world and we hear about their experiences and knowledge.